As Medicare open enrollment begins October 15 and continues through December 7, the Oklahoma Insurance Department is warning consumers to watch for fraud, which the department said costs Medicare an estimated $60 billion annually.
The Medicare Assistance Program at the state insurance agency released a list of warning signs and protective measures for consumers reviewing coverage options. According to Insurance Commissioner Glen Mulready, "Scammers step up their efforts during Open Enrollment, so always verify who you're speaking with and don't share personal information unless you're sure it's legitimate."
The department advised consumers to avoid answering calls from unrecognized numbers, decline unsolicited offers of coverage or new Medicare cards sent by text or email, and refuse health insurance plans based on promotional perks like cash cards or gym memberships. Consumers should verify that any plan allows them to continue seeing their existing doctors and hospitals, and should protect their Medicare card and Social Security number by sharing them only with doctors, pharmacies, and verified Medicare channels.
Consumers who encounter suspicious communications or activity can report them to the Senior Medicare Patrol by calling 800-763-2828.
The state insurance department will host a free Senior Fraud Defense Workshop in Tulsa on October 26. Registration is available at oid.ok.gov/fraudworkshop. Additional questions can be directed to the Oklahoma Insurance Department at 800-522-0071 or oid.ok.gov.