Honolulu, Hawaiâi âAt the Presidentâs direction, federal disaster assistance is now available to help individuals and households recover from the impacts of the Kona Low flooding that occurredMarch 10â24, 2026. The Major Disaster Declaration authorizes FEMAâs Individual Assistance program for the City and County of Honolulu, as well as Hawaiâi and Maui counties.
If you have homeowners or rentersâ insurance, you should file a claim as soon as possible. By law, FEMA cannot duplicate benefits for losses covered by insurance. If your policy does not cover all your damage expenses, you may then be eligible for federal assistance.
How to Apply for FEMA Assistance
Survivors can apply for FEMA Individual Assistance by:
Phone:Calling FEMAâs toll-free hotline at1-800-621-3362.If you use a relay service, such as video relay, captioned telephone, or another service, please provide FEMA the number for that service.
If you use a relay service, such as video relay, captioned telephone, or another service, please provide FEMA the number for that service.
Online:VisitingDisasterAssistance.gov.
Mobile App:Using the FEMA app on a smartphone or tablet.
Registration is free and survivors should apply soonâthe deadline for applications will beJune 7, 2026; applications can be updated with additional information if the situation changes.
Be Ready with Key Information
Having important information and documents ready will help speed up your application. When applying, please have:
Your current contact information
The address of the damaged home
Your Social Security number
Insurance information, including any homeownerâs, renters, or flood insurance policy and known coverage
A brief description of the damage and any losses
Bank account and routing numbers if you choose direct deposit for any approved assistance
You do not need to have all documents in hand to start your application but providing complete and accurate information will help prevent delays.
What FEMA Individual Assistance May Provide
FEMAâs Individual Assistance program is designed to help survivors with basic, essential needs that are not covered by insurance or other sources. Depending on individual circumstances, assistance may include:
Temporary housing assistance for homeowners and renters who cannot live in their homes due to disaster damage
Basic home repairs to make a primary residence safe, sanitary, and functional
Other Needs Assistance, which may help with necessary expenses such as:Personal propertyTransportationCertain medical, dental, or childcare costsOther eligible disaster-related expenses
Personal property
Transportation
Certain medical, dental, or childcare costs
Other eligible disaster-related expenses
FEMA assistance is not a replacement for insurance and is not intended to restore all losses. It is designed to help jump-start recovery for essential needs.
Insurance and Other Help
Insuranceis the first and most important source of recovery funding. Survivors should contact their insurance company as soon as possible to file a claim, if they have not already done so.
State and County Agencies,as well as local non-profit and faith-based organizations, lead recovery efforts. FEMA is working closely with the State of Hawaiâi and local partners to help connect survivors with available support.
U.S. Small Business Administration low-interest disaster loans are available for homeowners, renters,businesses of any sizeand nonprofits. Like FEMA, SBA cannot duplicate benefits for losses covered by insurance.Businesses and residents canapply online atsba.gov/disaster. For questions and assistance in completing an application, call 800-659-2955 or emaildisastercustomerservice@sba.gov. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
Businesses and residents canapply online atsba.gov/disaster. For questions and assistance in completing an application, call 800-659-2955 or emaildisastercustomerservice@sba.gov. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
FEMAâs mission is helping people before, during and after disasters.
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